Data Privacy Policy
Effective Date: 05-24-25
Website: https://powerwealth.ph
Entity Name: PowerWealth
1. Our Commitment to Your Privacy
At PowerWealth, we value your trust and are committed to protecting your personal information. This Privacy Policy (“Policy”) explains how we collect, use, share, and safeguard your data when you interact with our website, apply for, or use our products and services.
We strictly adhere to the Data Privacy Act of 2012 (RA 10173) and its implementing rules and regulations.
2. Scope
This Policy applies to:
- Visitors of https://powerwealth.ph
- Customers applying for or using our products and services, such as insurance and financial protection
- Individuals engaging with our employees, agents, and authorized representatives
3. Information We Collect
We may collect personal data directly from you, or from your interactions with our platforms and representatives. This includes:
- Full name, address, date of birth, and contact information
- Government-issued ID details
- Employment or business data
- Financial information (e.g., income, insurance history, payment records)
- Records of your transactions with us
- Feedback, survey responses, and other interactions
- CCTV footage (if visiting our physical office)
- Device/browser data when visiting our website (IP address, OS, browser type, cookies)
4. How We Use Your Information
We use your information to:
- Process your applications and manage your account
- Deliver products and services you’ve requested
- Send billing, policy, and service notifications
- Provide customer support and respond to your inquiries
- Improve and personalize our offerings
- Offer updates, promotions, and marketing communications
- Conduct analytics and internal research
- Prevent fraud and misuse of services
- Comply with legal, regulatory, and audit requirements
5. Sharing of Information
We may share your data with:
- Internal teams across PowerWealth for service delivery
- Third-party service providers performing services on our behalf
- Government authorities as required by law
All third parties are bound by strict confidentiality agreements and data protection obligations.
We do not sell your personal data.
6. Data Retention
We retain your data only as long as necessary:
- To fulfill the purpose for which it was collected
- For legal and regulatory compliance
- For legitimate business purposes
Once no longer needed, data will be securely disposed of.
7. Your Rights Under the Data Privacy Act
You have the right to:
- Be informed of how your data is collected and used
- Access and request a copy of your personal information
- Request correction or deletion of inaccurate data
- Withdraw consent for processing (subject to limitations)
- Object to marketing communications
- File complaints related to privacy concerns
To exercise these rights, contact us using the details below.
8. How We Protect Your Data
PowerWealth implements industry-standard physical, technical, and organizational safeguards to protect your data from unauthorized access, loss, misuse, or alteration.
Our employees and partners are trained in proper data handling and privacy practices.
9. Use of Cookies and Web Analytics
Our website may use cookies and third-party tools to collect anonymized usage data. This helps us improve user experience and site functionality. You can disable cookies through your browser settings.
10. International Transfers
If necessary, your data may be processed or stored outside the Philippines. We ensure all cross-border transfers comply with the Data Privacy Act and applicable laws.
11. Policy Updates
We may revise this Privacy Policy to reflect legal or operational changes. Updates will be posted on https://powerwealth.ph. Please review this page periodically.
12. Contact Us
If you have questions, requests, or concerns about your data privacy, you may contact:
Data Protection Officer
PowerWealth
Bustos, Central Luzon Philippines.
Email: admin@powerwealth.ph
Phone: +639656710048
13. Consent
By using our website or availing of our services, you acknowledge that you have read and understood this Privacy Policy, and agree to the collection, processing, and sharing of your personal data as described herein.
