Terms & Conditions
Effective Date: 05-24-25
Website: https://powerwealth.ph
Entity Name: PowerWealth
1. Overview
This website is owned and operated by PowerWealth. By visiting our website or availing of our products and services, you agree to be bound by these Terms and Conditions (“Terms”). These Terms apply to all users of the site including browsers, clients, and individuals who access or interact with PowerWealth through our digital channels.
Please read these Terms carefully. If you do not agree with any part of these Terms, please refrain from using the website and our services.
2. Consent and Authorization
By submitting your personal data through this website or in connection with any service, you expressly authorize PowerWealth to:
- Collect, store, verify, and process your personal information
- Use the data to evaluate and process your application
- Share your basic credit data, as required, with the Credit Information Corporation (CIC) and authorized institutions
- Disclose relevant data to third-party service providers, auditors, or regulators for legal, compliance, and operational requirements
- Comply with requests from government authorities including but not limited to the Anti-Money Laundering Council (AMLC)
All data processing activities are in accordance with Republic Act No. 10173 (Data Privacy Act of 2012).
3. Products and Services
All services displayed on our website, including insurance products, financial tools, and coverage plans, are subject to availability and eligibility criteria. PowerWealth reserves the right to decline any request or application that does not meet its standards or requirements.
Terms specific to a service (e.g., insurance terms, exclusions, premium pricing) will be provided separately at the time of application or issuance.
4. Accuracy of Information
You agree to provide accurate, current, and complete information during registration, application, or use of our services. Failure to do so may result in delays, rejection, or legal consequences.
5. Use of the Website
You agree not to use the website:
- For any unlawful activity
- To transmit viruses, malware, or harmful code
- To impersonate any person or misrepresent your identity
- To harvest or misuse personal information of other users
PowerWealth reserves the right to restrict, suspend, or terminate your access if any misuse is detected.
6. Intellectual Property
All content on the PowerWealth website—including text, branding, design, graphics, and logos—is the property of PowerWealth and may not be reproduced, copied, or used without prior written consent.
7. Data Privacy
Your personal data is handled according to our Privacy Policy. By using this site, you consent to the collection and processing of your data in accordance with our privacy practices and Philippine law.
8. Third-Party Services and Links
The website may contain links to external websites or services not operated by PowerWealth. We are not responsible for the content, practices, or policies of these third-party sites. Accessing them is at your own risk.
9. Limitation of Liability
PowerWealth shall not be liable for any direct, indirect, incidental, or consequential damages arising from:
- Use or inability to use the website or services
- Unauthorized access or alteration of your transmissions
- Any issues arising from third-party platforms or services
10. Modifications to Terms
PowerWealth reserves the right to update, change, or replace any part of these Terms at any time. Updates will be posted on this page. Continued use of the site after changes constitutes acceptance of the new Terms.
11. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the Republic of the Philippines.
12. Contact Us
If you have questions about these Terms, you may contact:
PowerWealth
Bustos, Central Luzon Philippines.
Email: admin@powerwealth.ph
Phone: +639656710048
