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Medical Insurance in the Philippines
PowerWealth offers flexible medical insurance in the Philippines for individuals, families, and businesses seeking peace of mind and access to quality healthcare. Our medical plans cover consultations, lab tests, hospitalization, and more.
Whether you’re looking for private health insurance in the Philippines or affordable solutions for long-term care, we partner with leading providers to deliver customizable coverage for your unique needs. Choose from plans with inpatient and outpatient benefits, annual check-ups, and specialist access.
Our individual medical coverage plans are ideal for self-employed professionals, employees without HMO, or anyone seeking better protection beyond government benefits. Let PowerWealth help you stay prepared for unexpected medical expenses.

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Get in Touch with PowerWealth
Have questions or need assistance? Our team is here to help. Reach out to us, and let’s find the right insurance solution for you.
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CONTACT US
Get in Touch with PowerWealth
Have questions or need assistance? Our team is here to help. Reach out to us, and let’s find the right insurance solution for you.
Follow Our Socials
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Frequently Asked Questions About Medical Insurance
What is medical insurance?
What is medical insurance?
Medical insurance provides financial protection against healthcare costs like doctor visits, lab tests, hospital stays, and emergency treatment. It ensures access to quality care without depleting your savings.
Is private medical insurance better than HMO?
Is private medical insurance better than HMO?
Private health insurance in the Philippines often offers higher coverage limits and more flexibility in choosing doctors or hospitals, while HMO plans are more structured and limited to a provider network.
What does individual medical coverage include?
What does individual medical coverage include?
Individual medical coverage typically includes outpatient consultations, diagnostics, hospitalization, emergency services, and optional dental or maternity benefits depending on the plan.
Who needs medical insurance in the Philippines?
Who needs medical insurance in the Philippines?
Medical insurance in the Philippines is ideal for freelancers, business owners, retirees, or anyone without company-sponsored HMO. It offers vital protection against rising medical costs.