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Accident Insurance Philippines
Accidents can happen when we least expect them. That’s why PowerWealth offers affordable and flexible accident insurance Philippines plans designed to protect individuals, families, and even corporate clients from the financial burden of sudden events. Our policies provide accidental injury coverage, protection for permanent disability, and emergency insurance plans to cover medical expenses when you need them most.
Whether you’re a student, freelancer, employee, or entrepreneur, PowerWealth’s personal accident insurance helps you stay financially secure when life takes an unexpected turn. For enhanced protection, you can also combine your accident plan with medical insurance or HMO coverage, giving you complete peace of mind for the future
- Financial protection for accidental injuries
- Coverage for permanent or partial disability
- Emergency medical support and hospital benefits
- Flexible and affordable plans for individuals, families, and groups
- Fast claims processing with clear, transparent benefits

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Frequently Asked Questions About Accident Insurance
What is accident insurance?
What is accident insurance?
Accident insurance provides financial assistance for medical expenses, disability, or loss of income resulting from an accidental injury. It helps reduce the financial burden of unforeseen events.
Who needs personal accident insurance?
Who needs personal accident insurance?
Personal accident insurance is ideal for individuals with active lifestyles, students, employees, freelancers, and families. It’s also a smart choice for those without access to comprehensive medical plans.
What does emergency insurance plan coverage include?
What does emergency insurance plan coverage include?
Coverage may include accidental death, disability benefits, hospitalization due to injury, ambulance fees, and other emergency insurance plan components depending on your policy.
Can I get insurance for accidents if I already have HMO?
Can I get insurance for accidents if I already have HMO?
Yes. Insurance for accidents in the Philippines can work alongside HMO or health insurance. Accident insurance offers additional cash support that covers more than just medical care.
Is accidental injury coverage different from medical insurance?
Is accidental injury coverage different from medical insurance?
Yes. Accidental injury coverage is focused on events like falls, burns, fractures, and other physical injuries. Unlike medical insurance, it provides financial payouts even if you don’t stay in a hospital.