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Personal Accident Insurance in the Philippines
Accidents can happen when we least expect them. PowerWealth offers affordable and flexible accident insurance plans designed for individuals and families in the Philippines. Our policies provide protection for accidental injuries, permanent disability, and emergency medical support.
Whether you’re a student, freelancer, employee, or entrepreneur, PowerWealth’s personal accident insurance helps you stay financially secure in the face of unexpected events. With fast claims processing and transparent benefits, we make insurance for accidents in the Philippines simple and accessible.
For even better protection, combine your accident plan with medical insurance or HMO coverage. Already have a policy? File a claim here. To learn more about industry regulations, visit the Insurance Commission website.

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Have questions or need assistance? Our team is here to help. Reach out to us, and let’s find the right insurance solution for you.
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CONTACT US
Get in Touch with PowerWealth
Have questions or need assistance? Our team is here to help. Reach out to us, and let’s find the right insurance solution for you.
Follow Our Socials
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Frequently Asked Questions About Accident Insurance
What is accident insurance?
What is accident insurance?
Accident insurance provides financial assistance for medical expenses, disability, or loss of income resulting from an accidental injury. It helps reduce the financial burden of unforeseen events.
Who needs personal accident insurance?
Who needs personal accident insurance?
Personal accident insurance is ideal for individuals with active lifestyles, students, employees, freelancers, and families. It’s also a smart choice for those without access to comprehensive medical plans.
What does emergency insurance plan coverage include?
What does emergency insurance plan coverage include?
Coverage may include accidental death, disability benefits, hospitalization due to injury, ambulance fees, and other emergency insurance plan components depending on your policy.
Can I get insurance for accidents if I already have HMO?
Can I get insurance for accidents if I already have HMO?
Yes. Insurance for accidents in the Philippines can work alongside HMO or health insurance. Accident insurance offers additional cash support that covers more than just medical care.
Is accidental injury coverage different from medical insurance?
Is accidental injury coverage different from medical insurance?
Yes. Accidental injury coverage is focused on events like falls, burns, fractures, and other physical injuries. Unlike medical insurance, it provides financial payouts even if you don’t stay in a hospital.