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Commercial General Liability (CGL) Insurance in the Philippines
Protect your business from unexpected legal and financial risks with PowerWealth’s Commercial General Liability (CGL) Insurance in the Philippines. Whether you operate a small store or manage a large commercial space, this insurance is designed to cover third-party claims for bodily injury, property damage, and legal defense.
CGL insurance is essential for business owners who want peace of mind while focusing on growth. It protects your business from lawsuits arising from accidents, customer injuries, or damages caused by your operations.
Our coverage options are tailored to meet the unique needs of Filipino entrepreneurs, SMEs, and corporate clients. From construction firms to retail stores, we ensure that your business is protected from potential liabilities.
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Have questions or need assistance? Our team is here to help. Reach out to us, and let’s find the right insurance solution for you.
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CONTACT US
Get in Touch with PowerWealth
Have questions or need assistance? Our team is here to help. Reach out to us, and let’s find the right insurance solution for you.
Follow Our Socials
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Frequently Asked Questions About CGL Insurance
What is Comprehensive General Liability (CGL) insurance?
What is Comprehensive General Liability (CGL) insurance?
Comprehensive General Liability insurance protects businesses against claims of bodily injury, property damage, and personal injury that may occur on their premises or due to business operations.
Who needs CGL insurance?
Who needs CGL insurance?
CGL insurance in the Philippines is essential for businesses of all sizes—especially those operating in retail, construction, hospitality, or manufacturing. It helps protect against lawsuits and claims from third parties.
What does CGL insurance cover?
What does CGL insurance cover?
CGL insurance coverage includes third-party bodily injuries, property damage, legal defense costs, medical expenses, and personal or advertising injury claims.
Does CGL insurance cover employee injuries?
Does CGL insurance cover employee injuries?
No. Employee injuries are typically covered by Workers’ Compensation or Employer’s Liability Insurance. CGL only covers third-party claims (e.g., customers or visitors).
Is CGL insurance required by law in the Philippines?
Is CGL insurance required by law in the Philippines?
CGL insurance is not mandatory by law but is often required in contracts, lease agreements, and by certain industries. It’s strongly recommended for businesses seeking financial protection from liability claims.
