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CGL Insurance Philippines
Protect your business from unexpected legal and financial risks with PowerWealth’s CGL insurance Philippines. Whether you operate a small store or manage a large commercial space, this general liability insurance coverage safeguards you from third-party claims for bodily injury, property damage, and legal defense costs.
As a trusted provider of commercial liability insurance in the Philippines, PowerWealth ensures your company has the right liability protection for businesses. CGL Insurance is essential for owners who want peace of mind while focusing on growth. From contractors and service providers to shops and large enterprises, PowerWealth provides dependable business insurance in the Philippines so you can move forward with confidence.
- Protection against third-party bodily injury claims
- Coverage for accidental property damage caused by your operations
- Flexible plans for SMEs, entrepreneurs, and corporations
- Applicable to a wide range of industries, from construction to retail

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Frequently Asked Questions About CGL Insurance
What is Comprehensive General Liability (CGL) insurance?
What is Comprehensive General Liability (CGL) insurance?
Comprehensive General Liability insurance protects businesses against claims of bodily injury, property damage, and personal injury that may occur on their premises or due to business operations.
Who needs CGL insurance?
Who needs CGL insurance?
CGL insurance in the Philippines is essential for businesses of all sizes—especially those operating in retail, construction, hospitality, or manufacturing. It helps protect against lawsuits and claims from third parties.
What does CGL insurance cover?
What does CGL insurance cover?
CGL insurance coverage includes third-party bodily injuries, property damage, legal defense costs, medical expenses, and personal or advertising injury claims.
Does CGL insurance cover employee injuries?
Does CGL insurance cover employee injuries?
No. Employee injuries are typically covered by Workers’ Compensation or Employer’s Liability Insurance. CGL only covers third-party claims (e.g., customers or visitors).
Is CGL insurance required by law in the Philippines?
Is CGL insurance required by law in the Philippines?
CGL insurance is not mandatory by law but is often required in contracts, lease agreements, and by certain industries. It’s strongly recommended for businesses seeking financial protection from liability claims.