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HMO Health Insurance
Discover the best HMO in the Philippines with PowerWealth—your trusted partner for affordable, reliable, and customizable healthcare coverage. Whether you’re an individual, family, or business, our HMO health insurance plans provide access to quality care, including consultations, laboratory tests, hospitalization, annual check-ups, and specialist services.
With both inpatient and outpatient benefits available, you can choose from affordable HMO plans in the Philippines that fit your needs and lifestyle. For companies, our corporate HMO coverage ensures your team has access to comprehensive medical care for better well-being and productivity.
Backed by partnerships with leading healthcare providers, PowerWealth makes it simple to secure peace of mind, protect your loved ones, and focus on living healthier. Find the right HMO plan in the Philippines today and take control of your health with PowerWealth.

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Frequently Asked Questions About HMO Cards
What is an HMO card?
What is an HMO card?
An HMO card provides prepaid access to medical services from a network of hospitals, doctors, and clinics in the Philippines. It typically covers consultations, lab tests, emergency care, and more.
Is an HMO card different from health insurance?
Is an HMO card different from health insurance?
Yes. While both offer healthcare coverage, an HMO card usually has a set provider network and does not require reimbursements. Health insurance may offer more flexibility but often involves reimbursements and higher premiums.
Can I get an HMO card even if I’m not employed?
Can I get an HMO card even if I’m not employed?
Yes. PowerWealth offers affordable HMO plans in the Philippines for freelancers, families, and individuals—not just corporate employees.
What does corporate HMO coverage include?
What does corporate HMO coverage include?
Corporate HMO coverage includes outpatient care, hospitalization, emergency services, and preventive care. It’s designed to provide healthcare support for employees and their dependents.